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En pratique, comment fonctionne ce type de donation au profit d’une association ou d’une fondation d’utilité publique ? 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Avec la hausse des taux des crédits, les banques sont de plus en plus regardantes sur la situation financière des emprunteurs et demandent un apport personnel de plus en plus élevé. 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L'intelligence artificielle bouleverse le secteur entrepreneurial. Les outils avec Jean-Philippe Berthouze, membre de l'\u003Ca href=\"http:\u002F\u002Fwww.experts-comptables-aura.fr\u002F\" rel=\"noopener\" target=\"_blank\">Ordre des Experts-Comptables de la région Auvergne-Rhône-Alpes\u003C\u002Fa>.\u003C\u002Fp>\r\n",[28],{"alt":613,"url":614,"url_carre":32,"copyright":33},"Jean-Philippe Berthouze - © RCF Lyon","https:\u002F\u002Fassets-prep.radiorcf.com\u002Fstyles\u002F{style_name}\u002Fassets\u002F2024-02\u002FBERTHOUZE-JEAN-PHILIPPE_OEC_2024.02_expert-comptable_01.jpg.webp",{"id":35,"title":36,"alias":37,"code_emission":38},"281616",[618,620,622,624,626,628,630,632,634,636,638,640],{"id":42,"name":43,"code":44,"shortname":45,"liveURL":46,"alias":47,"region":619,"channelId":32},{"id":49,"name":50},{"id":124,"name":125,"code":126,"shortname":127,"liveURL":128,"alias":129,"region":621,"channelId":32},{"id":49,"name":50},{"id":52,"name":53,"code":54,"shortname":55,"liveURL":56,"alias":57,"region":623,"channelId":32},{"id":49,"name":50},{"id":60,"name":61,"code":62,"shortname":63,"liveURL":64,"alias":65,"region":625,"channelId":32},{"id":49,"name":50},{"id":68,"name":69,"code":70,"shortname":71,"liveURL":64,"alias":72,"region":627,"channelId":32},{"id":49,"name":50},{"id":75,"name":76,"code":77,"shortname":78,"liveURL":79,"alias":80,"region":629,"channelId":32},{"id":49,"name":50},{"id":83,"name":84,"code":85,"shortname":86,"liveURL":87,"alias":88,"region":631,"channelId":32},{"id":49,"name":50},{"id":91,"name":92,"code":93,"shortname":94,"liveURL":95,"alias":96,"region":633,"channelId":32},{"id":49,"name":50},{"id":99,"name":100,"code":101,"shortname":102,"liveURL":103,"alias":104,"region":635,"channelId":106},{"id":49,"name":50},{"id":108,"name":109,"code":110,"shortname":111,"liveURL":112,"alias":113,"region":637,"channelId":32},{"id":49,"name":50},{"id":116,"name":117,"code":118,"shortname":119,"liveURL":120,"alias":121,"region":639,"channelId":32},{"id":49,"name":50},{"id":132,"name":133,"code":134,"shortname":135,"liveURL":136,"alias":137,"region":641,"channelId":32},{"id":49,"name":50},"https:\u002F\u002Faudio.audiomeans.fr\u002Fguid\u002F{source_code}\u002F\u002F17c3b95c7bd37c0e750b956b4e7772dd9551c82fd74e4c525674b93449a61b81.mp3",{"podcast_not_roll":141},{"type":11,"id":645,"title":646,"alias":647,"partners":648,"digas":651,"published":652,"datetime":653,"description":654,"presenters":655,"visual":656,"show":658,"duration":659,"radios":660,"audio_file":685,"rolls":686},"444656","Les nouvelles technologies de plus en plus présentes en entreprise","\u002Feconomie-et-societe\u002Fles-bons-conseils-de-mon-expertcomptable-rcf-en-aura?episode=444656",[649],{"id":17,"title":18,"url":650,"logo":22},{"website":20,"alias":21},"LY-64575","22 janvier 2024","2024-01-22T00:00:00+01:00","\u003Cp>Qu'est ce qui a changé, qu'est ce qui va changer ? Décryptage avec Jean-Philippe Berthouze, membre de l'\u003Ca href=\"http:\u002F\u002Fwww.experts-comptables-aura.fr\u002F\" rel=\"noopener\" target=\"_blank\">Ordre des Experts-Comptables de la région Auvergne-Rhône-Alpes\u003C\u002Fa>.\u003C\u002Fp>\r\n",[28],{"alt":613,"url":657,"url_carre":32,"copyright":33},"https:\u002F\u002Fassets-prep.radiorcf.com\u002Fstyles\u002F{style_name}\u002Fassets\u002F2024-02\u002FBERTHOUZE-JEAN-PHILIPPE_OEC_2024.02_expert-comptable_01_0.jpg.webp",{"id":35,"title":36,"alias":37,"code_emission":38},"363168",[661,663,665,667,669,671,673,675,677,679,681,683],{"id":42,"name":43,"code":44,"shortname":45,"liveURL":46,"alias":47,"region":662,"channelId":32},{"id":49,"name":50},{"id":124,"name":125,"code":126,"shortname":127,"liveURL":128,"alias":129,"region":664,"channelId":32},{"id":49,"name":50},{"id":52,"name":53,"code":54,"shortname":55,"liveURL":56,"alias":57,"region":666,"channelId":32},{"id":49,"name":50},{"id":60,"name":61,"code":62,"shortname":63,"liveURL":64,"alias":65,"region":668,"channelId":32},{"id":49,"name":50},{"id":68,"name":69,"code":70,"shortname":71,"liveURL":64,"alias":72,"region":670,"channelId":32},{"id":49,"name":50},{"id":75,"name":76,"code":77,"shortname":78,"liveURL":79,"alias":80,"region":672,"channelId":32},{"id":49,"name":50},{"id":83,"name":84,"code":85,"shortname":86,"liveURL":87,"alias":88,"region":674,"channelId":32},{"id":49,"name":50},{"id":91,"name":92,"code":93,"shortname":94,"liveURL":95,"alias":96,"region":676,"channelId":32},{"id":49,"name":50},{"id":99,"name":100,"code":101,"shortname":102,"liveURL":103,"alias":104,"region":678,"channelId":106},{"id":49,"name":50},{"id":108,"name":109,"code":110,"shortname":111,"liveURL":112,"alias":113,"region":680,"channelId":32},{"id":49,"name":50},{"id":116,"name":117,"code":118,"shortname":119,"liveURL":120,"alias":121,"region":682,"channelId":32},{"id":49,"name":50},{"id":132,"name":133,"code":134,"shortname":135,"liveURL":136,"alias":137,"region":684,"channelId":32},{"id":49,"name":50},"https:\u002F\u002Faudio.audiomeans.fr\u002Fguid\u002F{source_code}\u002F\u002Fa61d94551c7c44313f2efd2f3184949ce08bfcdc9c72d8cffc74d7ace76c4dcb.mp3",{"podcast_not_roll":141},{"type":688,"alias":689,"id":690,"author":691,"title":692,"meta_title":692,"og_title":692,"description":693,"meta_description":693,"og_description":693,"published":694,"published_time":695,"datetime":696,"changed":697,"changed_time":698,"created":694,"location":699,"visual":700,"tags":703,"radios":708,"episode":715,"published_unix_time":743},"article","\u002Farticles\u002Feconomie-et-societe\u002Fa-chambery-des-boutiques-pour-tester-votre-commerce","47960","Violaine Rey","À Chambéry, des boutiques pour tester votre activité !","\u003Cp>Dans les Pays de Savoie, la tension immobilière forte freine parfois l’installation de nouveaux porteurs de projet : difficile de trouver un local abordable sans avoir de garanties financières. La ville de Chambéry et le bailleur social \u003Ca href=\"https:\u002F\u002Fwww.cristal-h.fr\u002F\" rel=\"noopener\" target=\"_blank\">Cristal Habitat\u003C\u002Fa> ont imaginé une boutique… À l’essai !\u003Cbr \u002F>\r\n \u003C\u002Fp>\r\n","17 janvier 2024","14:43","2024-01-17T14:43:21+01:00","18 janvier 2024","09:08","Chambéry",{"url":701,"alt":702,"url_carre":33,"alt_carre":33},"https:\u002F\u002Fassets-prep.radiorcf.com\u002Fstyles\u002F{style_name}\u002Fassets\u002F2024-01\u002FPlace_Saint-L%C3%A9ger_et_Petit_Train_de_Chamb%C3%A9ry_%28%C3%A9t%C3%A9_2017%29.jpg.webp","Plusieurs boutiques à l'essai se trouvent dans le centre ancien de Chambéry - © Wikipédia",[704],{"id":705,"label":706,"alias":707},"54292","Économie","\u002Ftag\u002Feconomie",[709,711,713],{"id":83,"name":84,"code":85,"shortname":86,"liveURL":87,"alias":88,"region":710,"channelId":32},{"id":49,"name":50},{"id":132,"name":133,"code":134,"shortname":135,"liveURL":136,"alias":137,"region":712,"channelId":32},{"id":49,"name":50},{"id":42,"name":43,"code":44,"shortname":45,"liveURL":46,"alias":47,"region":714,"channelId":32},{"id":49,"name":50},{"id":716,"type":11,"title":717,"digas":718,"published":719,"datetime":720,"description":721,"url_linked_article":689,"presenters":722,"visual":723,"show":725,"duration":733,"radios":734,"audio_file":741,"rolls":742},"443287","Une boutique pour tester la viabilité de son activité !","CB-41287","19 janvier 2024","2024-01-19T00:00:00+01:00","Dans les Pays de Savoie, la tension immobilière forte freine parfois l’installation de nouveaux porteurs de projet : difficile de trouver un local abordable sans avoir de garanties financières. La ville de Chambéry et le bailleur social Cristal Habitat ont imaginé une boutique… à l’essai avec des baux courts !\u003Cbr>Raphaële Mouric est adjointe à la ville en charge du développement économique et de l’attractivité.",[691],{"alt":702,"url":724,"url_carre":32,"copyright":33},"https:\u002F\u002Fassets-prep.radiorcf.com\u002Fstyles\u002F{style_name}\u002Fassets\u002F2024-01\u002FPlace_Saint-L%C3%A9ger_et_Petit_Train_de_Chamb%C3%A9ry_%28%C3%A9t%C3%A9_2017%29_0.jpg.webp",{"id":726,"title":727,"alias":728,"visual":729,"description":732},"38325","L'Invité local  · RCF Savoie Mont-Blanc","\u002Factualite\u002F3-questions-a-rcf-savoie-montblanc",{"url":730,"alt":731,"url_carre":33,"alt_carre":33},"https:\u002F\u002Fassets-prep.radiorcf.com\u002Fstyles\u002F{style_name}\u002Fassets\u002F2024-08\u002F3QA%20L%27INVITE%2016.9.png.webp","L'Invité local - RCF Savoie Mont-Blanc","\u003Cp>Chaque jour de la semaine à 6h35 et à 12h08, la rédaction de RCF Savoie Mont-Blanc approfondit un sujet d'actualité locale ou s'intéresse à un événement en donnant la parole à un acteur du territoire.\u003C\u002Fp>","204648",[735,737,739],{"id":83,"name":84,"code":85,"shortname":86,"liveURL":87,"alias":88,"region":736,"channelId":32},{"id":49,"name":50},{"id":132,"name":133,"code":134,"shortname":135,"liveURL":136,"alias":137,"region":738,"channelId":32},{"id":49,"name":50},{"id":42,"name":43,"code":44,"shortname":45,"liveURL":46,"alias":47,"region":740,"channelId":32},{"id":49,"name":50},"https:\u002F\u002Faudio.audiomeans.fr\u002Fguid\u002F{source_code}\u002F\u002Fa030cbf7cf270cb9c91bae29050c2ee367d51322a3d6d7a6ec47a6094e371e5d.mp3",{"podcast_not_roll":141},"1705499001",{"type":11,"id":745,"title":746,"alias":747,"digas":748,"published":749,"datetime":750,"description":751,"presenters":752,"visual":753,"show":754,"duration":755,"radios":756,"audio_file":763,"rolls":764},"438864","Séparation des concubins : quid du bien immobilier en commun ?","\u002Feconomie-et-societe\u002Fles-bons-conseils-des-notaires?episode=438864","AN-51321","8 janvier 2024","2024-01-08T00:00:00+01:00","En arrivant dans les studios de RCF aujourd'hui, Maître Vincent Morati, notaire et chroniqueur, reçoit un coup de téléphone. Au bout du fil : des conjoints en union libre qui décident de se séparer. Leur question : qu'en est-il les dépenses engagées pour leur bien immobilier, acheté en commun ? L'un des deux partenaires a contribué plus que prévu au remboursement des échéances du crédit ou aux travaux d'entretien. Une question qui revient des plus en plus souvent. Le notaire nous explique les grandes lignes du droit.",[391],{"alt":153,"url":154,"url_carre":33,"copyright":33},{"id":156,"title":157,"alias":158,"code_emission":159},"780600",[757,759,761],{"id":83,"name":84,"code":85,"shortname":86,"liveURL":87,"alias":88,"region":758,"channelId":32},{"id":49,"name":50},{"id":132,"name":133,"code":134,"shortname":135,"liveURL":136,"alias":137,"region":760,"channelId":32},{"id":49,"name":50},{"id":42,"name":43,"code":44,"shortname":45,"liveURL":46,"alias":47,"region":762,"channelId":32},{"id":49,"name":50},"https:\u002F\u002Faudio.audiomeans.fr\u002Fguid\u002F{source_code}\u002F\u002F0ddb76b948489277d2f9d641ca2bf139a96025c9400ace5dc833536b1ea8362f.mp3",{"podcast_not_roll":141},{"type":11,"id":766,"title":767,"alias":768,"partners":769,"digas":772,"published":773,"datetime":774,"description":775,"presenters":776,"visual":777,"show":780,"duration":781,"radios":782,"audio_file":807,"rolls":808},"435440","Comment rendre votre entreprise attractive","\u002Feconomie-et-societe\u002Fles-bons-conseils-de-mon-expertcomptable-rcf-en-aura?episode=435440",[770],{"id":17,"title":18,"url":771,"logo":22},{"website":20,"alias":21},"LY-63087","18 décembre 2023","2023-12-18T00:00:00+01:00","\u003Cp>Guillaume Paour, membre de l'\u003Ca href=\"http:\u002F\u002Fwww.experts-comptables-aura.fr\u002F\" rel=\"noopener\" target=\"_blank\">Ordre des Experts-Comptables de la région Auvergne-Rhône-Alpes\u003C\u002Fa>, nous partage son expérience.\u003C\u002Fp>\r\n",[28],{"alt":778,"url":779,"url_carre":32,"copyright":33},"Guillaume Paour - © RCF Lyon","https:\u002F\u002Fassets-prep.radiorcf.com\u002Fstyles\u002F{style_name}\u002Fassets\u002F2024-01\u002FPAOUR-GUILLAUME_OEC_2023.11.11_expert-comptable-Commissaire-aux-comptes-cabinet-Only-Compta.jpg.webp",{"id":35,"title":36,"alias":37,"code_emission":38},"388416",[783,785,787,789,791,793,795,797,799,801,803,805],{"id":42,"name":43,"code":44,"shortname":45,"liveURL":46,"alias":47,"region":784,"channelId":32},{"id":49,"name":50},{"id":124,"name":125,"code":126,"shortname":127,"liveURL":128,"alias":129,"region":786,"channelId":32},{"id":49,"name":50},{"id":52,"name":53,"code":54,"shortname":55,"liveURL":56,"alias":57,"region":788,"channelId":32},{"id":49,"name":50},{"id":60,"name":61,"code":62,"shortname":63,"liveURL":64,"alias":65,"region":790,"channelId":32},{"id":49,"name":50},{"id":68,"name":69,"code":70,"shortname":71,"liveURL":64,"alias":72,"region":792,"channelId":32},{"id":49,"name":50},{"id":75,"name":76,"code":77,"shortname":78,"liveURL":79,"alias":80,"region":794,"channelId":32},{"id":49,"name":50},{"id":83,"name":84,"code":85,"shortname":86,"liveURL":87,"alias":88,"region":796,"channelId":32},{"id":49,"name":50},{"id":91,"name":92,"code":93,"shortname":94,"liveURL":95,"alias":96,"region":798,"channelId":32},{"id":49,"name":50},{"id":99,"name":100,"code":101,"shortname":102,"liveURL":103,"alias":104,"region":800,"channelId":106},{"id":49,"name":50},{"id":108,"name":109,"code":110,"shortname":111,"liveURL":112,"alias":113,"region":802,"channelId":32},{"id":49,"name":50},{"id":116,"name":117,"code":118,"shortname":119,"liveURL":120,"alias":121,"region":804,"channelId":32},{"id":49,"name":50},{"id":132,"name":133,"code":134,"shortname":135,"liveURL":136,"alias":137,"region":806,"channelId":32},{"id":49,"name":50},"https:\u002F\u002Faudio.audiomeans.fr\u002Fguid\u002F{source_code}\u002F\u002Fedca2fb4dacebf3eb2043cf79a769d6b14b5ed0b51c75e7fb991b55c58a152be.mp3",{"podcast_not_roll":141},{"type":11,"id":810,"title":811,"alias":812,"partners":813,"digas":816,"published":817,"datetime":818,"description":819,"presenters":820,"visual":821,"show":823,"duration":824,"radios":825,"audio_file":850,"rolls":851},"432837","Entreprises : « la mentalité a évolué, la pyramide s'est inversée »","\u002Feconomie-et-societe\u002Fles-bons-conseils-de-mon-expertcomptable-rcf-en-aura?episode=432837",[814],{"id":17,"title":18,"url":815,"logo":22},{"website":20,"alias":21},"LY-62743","11 décembre 2023","2023-12-11T00:00:00+01:00","\u003Cp>Guillaume Paour, membre de l'\u003Ca href=\"http:\u002F\u002Fwww.experts-comptables-aura.fr\u002F\" rel=\"noopener\" target=\"_blank\">Ordre des Experts-Comptables de la région Auvergne-Rhône-Alpes\u003C\u002Fa>, nous partage son expérience et sa vision du sens du travail.\u003C\u002Fp>\r\n",[28],{"alt":778,"url":822,"url_carre":32,"copyright":33},"https:\u002F\u002Fassets-prep.radiorcf.com\u002Fstyles\u002F{style_name}\u002Fassets\u002F2023-12\u002FPAOUR-GUILLAUME_OEC_2023.11.11_expert-comptable-Commissaire-aux-comptes-cabinet-Only-Compta_1.jpg.webp",{"id":35,"title":36,"alias":37,"code_emission":38},"308472",[826,828,830,832,834,836,838,840,842,844,846,848],{"id":42,"name":43,"code":44,"shortname":45,"liveURL":46,"alias":47,"region":827,"channelId":32},{"id":49,"name":50},{"id":124,"name":125,"code":126,"shortname":127,"liveURL":128,"alias":129,"region":829,"channelId":32},{"id":49,"name":50},{"id":52,"name":53,"code":54,"shortname":55,"liveURL":56,"alias":57,"region":831,"channelId":32},{"id":49,"name":50},{"id":60,"name":61,"code":62,"shortname":63,"liveURL":64,"alias":65,"region":833,"channelId":32},{"id":49,"name":50},{"id":68,"name":69,"code":70,"shortname":71,"liveURL":64,"alias":72,"region":835,"channelId":32},{"id":49,"name":50},{"id":75,"name":76,"code":77,"shortname":78,"liveURL":79,"alias":80,"region":837,"channelId":32},{"id":49,"name":50},{"id":83,"name":84,"code":85,"shortname":86,"liveURL":87,"alias":88,"region":839,"channelId":32},{"id":49,"name":50},{"id":91,"name":92,"code":93,"shortname":94,"liveURL":95,"alias":96,"region":841,"channelId":32},{"id":49,"name":50},{"id":99,"name":100,"code":101,"shortname":102,"liveURL":103,"alias":104,"region":843,"channelId":106},{"id":49,"name":50},{"id":108,"name":109,"code":110,"shortname":111,"liveURL":112,"alias":113,"region":845,"channelId":32},{"id":49,"name":50},{"id":116,"name":117,"code":118,"shortname":119,"liveURL":120,"alias":121,"region":847,"channelId":32},{"id":49,"name":50},{"id":132,"name":133,"code":134,"shortname":135,"liveURL":136,"alias":137,"region":849,"channelId":32},{"id":49,"name":50},"https:\u002F\u002Faudio.audiomeans.fr\u002Fguid\u002F{source_code}\u002F\u002Fcf7dac09b3d1afdc4e88ba4965803e340f79d3c621e16c4eca83a535457cd41e.mp3",{"podcast_not_roll":141},{"type":11,"id":853,"title":854,"alias":855,"partners":856,"digas":859,"published":860,"datetime":861,"description":862,"presenters":863,"visual":864,"show":867,"duration":868,"radios":869,"audio_file":894,"rolls":895},"426110","Comment se sécuriser face aux cyberattaques ?","\u002Feconomie-et-societe\u002Fles-bons-conseils-de-mon-expertcomptable-rcf-en-aura?episode=426110",[857],{"id":17,"title":18,"url":858,"logo":22},{"website":20,"alias":21},"LY-61519","21 novembre 2023","2023-11-21T00:00:00+01:00","\u003Cp>L'éclairage d'Anaïs Crusot, expert-comptable membre de l'\u003Ca href=\"http:\u002F\u002Fwww.experts-comptables-aura.fr\u002F\" rel=\"noopener\" target=\"_blank\">Ordre des Experts-Comptables de la région Auvergne-Rhône-Alpes\u003C\u002Fa>.\u003C\u002Fp>\r\n",[28],{"alt":865,"url":866,"url_carre":32,"copyright":33},"Anaïs Crusot - © RCF 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